Posted Jan 14
Sanderson Recruitment Plc
Edinburgh, Midlothian, United Kingdom
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An exciting opportunity has arisen for an experienced Senior Savings Analyst to join a leading financial services business in Edinburgh on a permanent basis.
The successful candidate will join an established team responsible for forecasting and planning key P&L drivers based on the analytical understanding of the customer & product; using SAS, SQL & Excel to analyse & rationalise data, trends and past performance to provide actionable insight to support the development of proposals which will help the business achieve required funding & liquidity.
Considering the wider impacts within the business and the potential impact(s) on Savings
Co-ordinating with treasury and finance to ascertain key drivers behind Savings targets
Constructively challenging assumptions around funding and the Savings balance path
Supporting the delivery of Savings balances within budget and corridor
On-going analysis of the underlying backbook movements (eg transactional behaviour, attrition, retention, dormancy, cost of funds, cost of liquidity)
Monitoring market and recommending potential backbook efficiencies (eg pricing, costs, liquidity)
Collaborating with key stakeholders including Finance and Treasury to drive key decision making
Analysing previous trends to support and update key planning assumptions
Contributing to commercial analytics within Savings, making recommendations on an on-going basis
Delivering focused product insight, MI and data analysis to help drive business decisions with insightful commentary for Senior Manager/Executive Boards
Providing complex analytical advice and recommendations to the business, using own judgement as to when more complex issues require escalation
Demonstrating awareness of key assumptions and identify product performance gaps through analysis
Analysing customer behaviours in relation to product structure and design
Understanding key drivers that affect liquidity holdings within the bank including Liquidity Coverage Ratio (LCR)
Constructively challenging current Individual Liquidity Adequacy Assessment Process (ILAAP) and Individual Capital Adequacy Assessment Process (ICAAP) assumptions
Supporting the Savings team and wider business with ad-hoc analysis/projects as required
Contributing to papers seeking approval for key changes (eg product and pricing)
The successful candidate will ideally be degree educated Degree educated, preferably in a numerical discipline with experience working in an analytical role within Financial Services.
Desirable experience includes;
Past experience in credit cards, loans or savings an advantage, but not essential
Proven experience in driving insight through analysis using SAS and/or SQL and Excel/Access
Excellent organisational skills
Strong people skills and excellent stakeholder/relationship management skills.
This is an excellent opportunity to join a forward thinking business that will/can provide realistic scope for career progression.
Please apply below to register your interest, confirming salary expectations, alternatively please contact Chris Halliday to discuss in confidence
Employment Type: Permanent
Pay: 30,000 to 37,000 GBP (British Pound)
Pay Period: Annual
Other Pay Info: Excellent Benefits + Bonus